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"I definitely consider bad credit a deal breaker," she said.
Most respondents also said money management skills are just as important as looks when deciding whether someone is worth pursuing.
This is especially true for women, with nearly all female respondents ranking financial responsibility and financial compatibility as more important or just as important as career ambition, physical attraction and sex and intimacy, the survey found.
"If they are unstable financially, they are weeded out," she said.
"I've run across many singles that are looking for someone to 'rescue' them.
Male respondents said financial savvy is just as important as physical attraction, slightly less important than sex and intimacy and much more important than career ambition.